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Explore our wide range of insurance solutions designed to protect you and your assets. Discover the perfect coverage today.

Facebook and google reviews Your Safety is Key

Get the Protection You Deserve

With 30 years of experience, our insurance agency specializes in providing customized insurance solutions that meet your unique needs. Trust us to safeguard your home, business, and everything in between.

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Protect Your Home and Belongings

Secure Your Sanctuary

Home insurance is essential for homeowners, tenants, townhome, and condo residents. This coverage protects your property against unforeseen events. Choose from leading carriers to find the policy that best fits your needs.

  • Covers homeowners, tenants, and condos
  • Protection against theft and fire
  • Available from leading carriers
  • Customizable policy options
Home insurance
Drive with Confidence

Hit the Road, Worry-Free

Auto insurance provides vital protection for your vehicle and passengers. From liability to property coverage, we offer customizable plans that fit your driving needs. Explore options for medical bills and uninsured driver coverage with top providers.

  • Liability and property damage coverage
  • Medical expenses for accidents
  • Options for uninsured driver protection
  • Flexible plan choices
Auto insurance
Don’t Let Floods Sink Your Home

Protect Your Property from Water Damage

Flood insurance is crucial for safeguarding your property from water damage, which is often excluded from standard home insurance. Protect your assets and home with specialized coverage to mitigate potential losses from flooding.

  • Covers property and assets from floods
  • Not included in standard home policies
  • Protects against water damage risks
  • Available through reputable carriers
Flood insurance
Safeguard Your Enterprise

Protect What You’ve Built

Business insurance protects your enterprise from risks such as property damage, theft, and liability claims. Choose a Business Owners Policy (BOP) for a combination of essential coverages, ensuring your business remains secure.

  • Protects against fire and theft
  • Covers liability and property damage
  • Flexible Business Owners Policy options
  • Available from trusted insurers
Business insurance
Support Your Team When It Matters

Keep Your Employees Safe

Worker’s comp insurance ensures employees are covered for work-related injuries. This essential coverage helps protect your staff and business, providing financial support during recovery periods.

  • Covers medical costs for injuries
  • Supports employees during recovery
  • Essential for business compliance
  • Improves workplace safety
Workers comp insurance
Your Trusted Insurance Partner in New Jersey

Partner With a Reliable Insurance Agency in Wharton, NJ, and the Entire State of New Jersey

Your safety is our priority

At Innovative Insurance Group, we’ve got you covered. With over 30 years of experience, we provide essential protection when you need it most. As the trusted insurance agency in Wharton, NJ, and all of New Jersey, we always prioritize our client’s needs.

From safeguarding your home and vehicles to protecting your livelihood, we offer a full range of insurance services tailored to fit your life. Our coverage options include home insurance, auto insurance, flood insurance, business insurance, workers’ comp insurance, general liability insurance, motorcycle insurance, boat insurance, renter’s insurance, RV insurance, and personal watercraft insurance. No matter your needs, we connect you with the right solutions through our network of reliable carriers.

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Get Your Free Insurance Quote Today

Protect Your Home, Auto, Business Now!

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Our Services List

What We’re Offering

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Home
Insurance

Protect your home and belongings with tailored coverage against unforeseen events. Secure your assets with confidence.

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Auto
Insurance

Drive confidently with customized auto insurance covering liability and property damage. Stay protected on the road.

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Flood
Insurance

Secure your property from water damage with flood insurance, often excluded from standard policies. Protect your assets.

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Motorcycle
Insurance

Ride confidently with motorcycle insurance covering liability and medical expenses. Stay protected on the open road.

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Boat
Insurance

Protect your watercraft with boat insurance that covers liability and property. Navigate with confidence.

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Renter's
Insurance

Safeguard your belongings and liability with renter’s insurance. Stay covered against theft and unexpected damages.

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Business
Insurance

Shield your business from risks like property damage and liability claims. Keep your enterprise protected during challenges.

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Worker's
Comp

Support employees with workers’ compensation for work-related injuries. Ensure care while maintaining compliance.

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General
Liability

Cover common risks like customer injuries and property damage with general liability insurance. Safeguard your business.

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RV Insurance

Stay protected on every journey with RV insurance tailored to your needs. Get reliable coverage and fast support when it matters most!

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Personal Watercraft Insurance

At Innovative Insurance Group, we help take that stress off your shoulders by offering personal watercraft insurance that actually fits your lifestyle.

Bundle All Your Policies with 1 Carrier for Maximum Savings

Lock In the Best Rates Today!

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Partners

See Why Our Clients Choose Us for Protection

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Jane Mc Cluskey Damstra

11/08/2016

Jan has been our agent for many years. Professional, personable, and always looking for the best affordable coverage for our family.

Facebook Reviews

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Kelly Frederickson

12/01/2015

Got a great deal for both my home owners and car insurance! She’s the best!

Facebook Reviews

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Rhonda Kravetz Luecht

11/06/2014

Great personal attention! Jan is the best…She cares…will spend time with you…knows what she is doing….and will save you money!!!!

Facebook Reviews

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Joe Morreale

This place is great! They saved me 1200/year. Jeff is a consummate professional. He has been in the game a long time and is very knowledgeable. He makes it easy. They are friendly and responsive. I have sent over several friends who have almost all saved a bundle. It’s free to see if they can save you money and they will work for your business. I’d recommend them to anyone!

Google Reviews

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Curtis Condon

The people at Innovative insurance are great !!! very professional in how they break down whats covered and not covered as well as what your paying for. One of the easiest insurance companies i have dealt with its seamless !!! Would highly recommend them to anyone in need of insurance.

Google Reviews

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Guy Heffy

Easy and simple.

Google Reviews

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Pamela Brigante

Jan is always willing to go above and beyond for her customers. If there’s a way to get you the lowest price possible for your policy, Jan will make it happen. You’re the best!

Google Reviews

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